Earn 5.01% Annual Percentage Yield (APY) on your balances up to $25,000 with ATM fees refunded nationwide. No minimum balance required; however, you must deposit a minimum of $100 to open this account. Free online billpay. Overdraft protection. Simply make 10 check card transactions, have at least one direct deposit or one ACH auto debit, enroll and receive electronic statements, and access on-line banking. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.25% APY; however, it will not receive ATM refunds for that time period. Remember Farmers Bank & Trust is - HERE. FOR YOU.

Farmers Bank & Trust recently welcomed Southern State Bank to the FB&T Family. Southern State Bank has locations in Malvern, Rockport, and Haskell. NOW We Have Even More Locations Statewide to Serve All Your Financial Needs!

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