Farmers Bank & Trust

How Can We Help You?

GO
GO

Business Checking & Money MarketBusiness Checking & Money Market

Farmers Bank & Trust offers a wide variety of accounts for businesses of all sizes and needs. Stop by or call us at any of our convenient locations and let our friendly, trained professionals assist you with the needs of your business.
Account TypeMore InfoMinimum Opening DepositMaintenance Charge*Minimum BalanceInterest Bearing
Small Business CheckingMore»$100NoneNoneNo

Small Business Checking

  • Free checking account designed for small businesses*
  • 325 Free transactions per monthly statement cycle*
  • Only $100 initial deposit to open account
  • No minimum balance required
  • No minimum balance charges
  • 25¢ for each additional transaction after the first 325 during the monthly statement cycle
  • Free Net.Access24 Online Banking
  • 10 Net.Pay24 Online Bill Pay transactions Free per month, then only 50¢ each
  • Free bank zip bag
  • Itemized monthly statement with check images

    • *The first 325 transactions are free. Transactions are counted as the following: debits, credits, items deposited combined.

Business Money MarketMore»$1,000$15 when balance drops below $1,000$1,000Yes

Business Money Market

Interest is paid on the collected balance based on the daily balance method. Minimum opening deposit of $1,000.

  • No minimum balance charge with a balance of $1,000 or more
  • A minimum balance charge of $15 will apply if the balance falls below $1,000 at any time during the monthly statement cycle

Federal regulations limit this account to 6 transactions per month, 3 of which may be by check or debit to third parties.

Business Checking with InterestMore»$1,000$10 when balance drops below $1,000$1,000Yes

Business Checking with Interest

For Sole Proprietorships and Non-Profit Organizations.
Interest is paid on the collected balance using the daily balance method. Minimum opening deposit of $1,000.

  • No minimum balance charge with a balance of $1,000 or more
  • A minimum balance chargeof $10 will apply if the balance falls below $1,000 at any time during the monthly statement cycle
  • 325 Free transactions per monthly statement cycle*
  • 25¢ for each additional transaction after the first 325 during the monthly statement cycle
  • Free Net.Access24 Online Banking
  • 10 Net.Pay24 Online Bill Pay transactions Free per month, then only 50¢ each

    • *The first 325 transactions are free. Transactions are counted as the following: debits, credits, items deposited combined.

Commercial CheckingMore»$100AnalysisAnalysisNo

Commercial Checking

For larger corporate customers.

  • Service Charge is calculated using an account analysis calculation
  • Earnings credit on balances used to offset fees (calculated on the average collected balance less 10% reserve)

*Maintenance charge is charged per statement cycle.

Top of Page

Learn More About Security