A Farmers Bank & Trust, club accounts provide you with more benefits than you can imagine. Stop in or call us and let one of our friendly, trained professionals help you find the account that is best for your needs!
| Account Type | More Info | Minimum Opening Deposit | Maintenance Charge* | Minimum Balance | Interest Bearing |
|---|
| Choice Checking | More» | $100.00 | $6.00 | None | No |
Choice CheckingFor customers who want an account that provides unlimited check writing combined with a multitude of benefits for a low monthly fee.
Key Features:
- Unlimited check writing
- $6.00 month service charge
- Free wallet personalized Choice Checking checks each time you order!
- $5,000.00 Identity Fraud Expense Coverage
- $100,000.00 Common Carrier Death Insurance
- Entertainment SaversGuide Directory offering discounts on lodging, car & RV rentals, resorts, movie theatre tickets, theme park tickets & other attractions and much more
- $10,000.00 Accidental Death Insurance
- Free Visa® Check Card
- Free Net.Access24 Online Banking
- Free Net.Pay24 Online Bill Payment
- Free Access24 Telephone Banking
- Free Money Orders, Cashiers, & Traveler’s Checks
- Free Safe Deposit Box for One Year (3 X 5 box)
- Free Notary Service
- Free Safekeeping of Paid Checks
- Free Check Images with monthly statements
- .25% Bonus added to the rate on your next CD
- .25% Discount on your next Consumer Loan Rate
- Automatic Overdraft Privilege up to $500.00 (begins approximately 30 days after account opening if qualified)
|
| Choice Checking with Interest | More» | $100.00 | $7.00 | None | Yes |
Choice Checking with InterestEnjoy all of the benefits of our Choice Account and earn interest on your entire balance.
Key Features:
- Unlimited check writing
- $7.00 month service charge
- Free wallet personalized Choice Checking checks each time you order!
- $100,000.00 Common Carrier Accidental Death Insurance
- $5,000.00 Identity Fraud Expense Coverage
- Entertainment SaversGuide Directory offering discounts on lodging, car & RV rentals, resorts, movie theatre tickets, theme park tickets & other attractions and much more
- $10,000.00 Accidental Death Insurance
- Free Visa® Check Card
- Free Net.Access24 Online Banking
- Free Net.Pay24 Online Bill Payment
- Free Access24 Telephone Banking
- Free Money Orders, Cashiers, & Traveler’s Checks
- Free Safe Deposit Box for One Year (3 X 5 box)
- Free Notary Service
- Free Safekeeping of Paid Checks
- Free Check Images with monthly statements
- .25% Bonus added to the rate on your next CD
- .25% Discount on your next Consumer Loan Rate
- Automatic Overdraft Privilege up to $500.00 (begins approximately 30 days after account opening if qualified)
|
| Elite Club | More» | $100 | $3.00 | None | No |
Elite ClubFor customers who are at least 50 years old and who want unlimited check writing combined with a multitude of cost saving benefits for a low monthly fee.
Key Features:
- Unlimited check writing
- $3.00 month service charge
- Free wallet personalized Elite Checking checks each time you order!
- $100,000.00 Common Carrier Accidental Death Insurance
- $5,000.00 Identity Fraud Expense Coverage
- Entertainment SaversGuide Directory offering discounts on lodging, car & RV rentals, resorts, movie theatre tickets, theme park tickets & other attractions and much more
- $10,000.00 Accidental Death Insurance
- Walk-In Pharmacy Card
- Emergency Medical ID
- Free Visa® Check Card
- Free Net.Access24 Online Banking
- Free Net.Pay24 Online Bill Payment
- Free Access24 Telephone Banking
- Free Money Orders, Cashiers, & Traveler’s Checks
- Free Safe Deposit Box for One Year (3 X 5 box)
- Free Safe Deposit log
- Free Notary Service
- Free Safekeeping of Paid Checks
- Free Check Images with monthly statements
- .25% Bonus added to the rate on your next CD
- .25% Discount on your next Consumer Loan Rate
- Automatic Overdraft Privilege up to $500.00 (begins approximately 30 days after account opening if qualified)
|
| Elite Club with Interest | More» | $100 | $4.00 | None | Yes |
Elite Club with InterestIf you are 50 years old or older, enjoy all of the benefits of our Elite Checking Account plus earn interest on your entire balance.
Key Features:
- Unlimited check writing
- $4.00 month service charge
- Free wallet personalized Elite Checking checks each time you order!
- $100,000.00 Common Carrier Accidental Death Insurance
- $5,000.00 Identity Fraud Expense Coverage
- Entertainment SaversGuide Directory offering discounts on lodging, car & RV rentals, resorts, movie theatre tickets, theme park tickets & other attractions and much more
- $10,000.00 Accidental Death Insurance
- Walk-In Pharmacy Card
- Emergency Medical ID
- Free Visa® Check Card
- Free Net.Access24 Online Banking
- Free Net.Pay24 Online Bill Payment
- Free Access24 Telephone Banking
- Free Money Orders, Cashiers, & Traveler’s Checks
- Free Safe Deposit Box for One Year (3 X 5 box)
- Free Safe Deposit log
- Free Notary Service
- Free Safekeeping of Paid Checks
- Free Check Images with monthly statements
- .25% Bonus added to the rate on your next CD
- .25% Discount on your next Consumer Loan Rate
- Automatic Overdraft Privilege up to $500.00 (begins approximately 30 days after account opening if qualified)
|
| Classic Club | More» | We are no longer opening Classic Club accounts, but we continue to support existing ones. | None | None | No |
Classic ClubWe are no longer opening any new Classic Club relationships. However, we will continue to support Classic Club for our existing members just as before.
Key Features:
- Must be 55 years or older
- Must have an FB&T interest-bearing account with a minimum balance of $500.00 in addition to your Classic Club Account
- Personalized Classic Club wallet checks at no charge
- Check images are included in statement
- Free Net.Access24 Online Banking
- Free Net.Pay24 Online Bill Payment
- Free Access24 Telephone Banking
Service charge is waved |
*Maintenance charge is charged per statement cycle.
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Club Accounts
